KMCLARKE

www.kmclarke.co.uk

WEBSITE TERMS & CONDITIONS

Governing your use of this website, all products, services, digital content, courses, and memberships.

Last Updated: 15/04/2026 |. Version 1.0

Please read these Terms and Conditions carefully before using this website or purchasing any products or services. By accessing our website, creating an Account, or making a purchase, you confirm that you have read, understood, and agree to be bound by all terms below. If you do not agree, please stop using our website immediately.

1. DEFINITIONS AND INTERPRETATION

1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:


"Account"

Means a registered user account created on Our Site, required to access certain areas, including membership content, course materials, and community features.

"Community"

Means any private or group online space hosted by or associated with Us, including but not limited to a private membership platform, Facebook Group, or Circle community.

"Content"

Means any and all text, images, audio, video, scripts, code, downloadable files, software, databases, and any other material appearing on or forming part of Our Site.

"Digital Product"

Means any downloadable file, audio recording, video, e-book, workbook, template, guided meditation, or any other digital content sold through Our Site.

"Membership"

Means a subscription-based membership programme offered through Our Site, providing access to exclusive content, community, and/or live sessions for a recurring fee.

"Our Site"

Means www.kmclarke.co.uk and all associated pages, subdomains, and content.

"Programme"

Means any online course, group programme, mastermind, challenge, or structured learning experience offered through Our Site for a one-time or instalment fee.

"Services"

Means all coaching services, digital products, programmes, memberships, events, and any other offerings provided by Us through Our Site.

"User"

Means any person who accesses or uses Our Site, whether or not they have created an Account or made a purchase.

"We / Us / Our"

Kate Morley-Clarke, trading as KMClarke, Unit 157014, PO Box 7169, Poole, BH15 9EL, UK. Contact: [email protected].

"You / Your"

Means the User and, where applicable, the purchasing customer.


1.2 Unless the context otherwise requires, each reference in these Terms and Conditions to 'writing' and 'written' includes emails.

1.3 Headings are provided for convenience only and do not affect interpretation.

2. ABOUT US

2.1 Our Site is owned and operated by Kate Morley-Clarke, trading as KMClarke.

Business Name

KMClarke

Address

Unit 157014, PO Box 7169, Poole, BH15 9EL, UK

Email

[email protected]

Company Status

Sole Trader

2.2 For all enquiries, please contact us at [email protected]. We aim to respond to all enquiries within 3 working days.

3. ACCESS TO OUR SITE

3.1 Access to Our Site is provided free of charge for general browsing. Certain areas of Our Site require an Account or a paid subscription.

3.2 It is your responsibility to ensure you have the necessary equipment, software, and internet connection to access Our Site. We accept no liability for your inability to access Our Site due to your own equipment or connectivity.

3.3 We may alter, suspend, or withdraw Our Site (or any part of it) at any time and without notice. We are not liable to you if any part of Our Site is unavailable at any time.

3.4 Our Site is provided on an 'as is' and 'as available' basis. We make no guarantee of uninterrupted, error-free access.

3.5 We may update, modify, or refresh Our Site at any time, including removing or replacing content, without prior notice to Users.

4. ACCOUNTS

4.1 Certain areas of Our Site, including course platforms, membership portals, and community spaces, require an Account to access.

4.2 You must be at least 18 years of age to create an Account and to make any purchase through Our Site.

4.3 When creating your Account:

o All information you provide must be accurate, current, and complete.

o You must keep your Account details up to date at all times.

o You are responsible for maintaining the confidentiality of your login credentials.

o Your Account is personal to you and must not be shared with or transferred to any other person.

4.4 You must not use another person's Account under any circumstances.

4.5 If you believe your Account has been accessed without your authorisation, you must notify us immediately at [email protected]. We accept no liability for any loss or damage arising from unauthorised use of your Account.

4.6 Personal information provided when creating your Account will be collected, stored, and processed in accordance with our Privacy Policy at www.kmclarke.co.uk.

4.7 Account Closure: You may close your Account at any time by contacting us at [email protected]. Closing your Account will:

o Remove your access to all Account-restricted areas of Our Site.

o End any active membership (subject to the billing terms in Clause 22 below).

o Not automatically entitle you to a refund of any fees paid.

4.8 We reserve the right to suspend or permanently close any Account that breaches these Terms and Conditions.

5. INTELLECTUAL PROPERTY RIGHTS

5.1 All Content on Our Site, including but not limited to text, graphics, logos, photography, video content, audio recordings, course materials, workbooks, frameworks, methodologies, scripts, and downloadable resources, is the intellectual property of KMClarke or its licensed suppliers, and is protected by United Kingdom copyright, trade mark, and other applicable intellectual property laws.

5.2 Nothing on Our Site grants you any right, licence, or interest in any of Our intellectual property unless expressly stated in a written licence.

5.3 Personal Use Licence: Subject to the other provisions of these Terms and Conditions, you may:

o Access and view Our Site in your web browser.

o Download and cache pages of Our Site for personal reference.

o Print single copies of pages for your own personal, non-commercial use.

5.4 Restrictions: You may not, without Our prior written permission:

Reproduce, republish, copy, distribute, sell, sub-license, or commercially exploit any Content.

Modify, adapt, or create derivative works based on any Content.

Remove any copyright, trade mark, or other intellectual property notices from any Content.

Use any Content to develop, train, or improve any artificial intelligence system.

Screen-record, download, or copy any course, membership, or programme content.

Share your login credentials or access to any paid content with any other person.

5.5 All trade marks, service marks, and logos displayed on Our Site are the property of KMClarke. Nothing on Our Site grants you any right to use them.

5.6 Our status as the owner of the Content on Our Site must always be acknowledged.

5.7 The fair dealing provisions under Chapter III of the Copyright, Designs and Patents Act 1988 are not excluded by these Terms and Conditions, where applicable.

6. COMMUNITY, POSTS AND COMMENTS

6.1 Where Our Site or an associated platform includes a community space, blog, or comment functionality, an Account and/or active Membership may be required to access it.

6.2 You are solely responsible for any content you post, share, or contribute within any community, forum, or comment section ('User Content'). By submitting User Content, you warrant that:

o You have the right to submit and share that content.

o The content does not infringe the rights of any third party.

o The content complies with Our Acceptable Usage Policy (Clause 7).

6.3 You retain ownership of the intellectual property in your own User Content. By posting User Content, you grant Us a non-exclusive, royalty-free, worldwide licence to display, store, and use your User Content for the purposes of operating and promoting Our platform.

6.4 We reserve the right to remove, reclassify, or reject any User Content that, in Our reasonable opinion, violates Our Acceptable Usage Policy or is otherwise inappropriate.

6.5 We do not endorse any User Content and accept no liability for the content, accuracy, or views expressed by any User.

7. ACCEPTABLE USAGE POLICY

7.1 You may only use Our Site and any associated community spaces in a manner that is lawful and in compliance with this Clause 7.

7.2 You must not use Our Site or post any content that:

o Is unlawful, fraudulent, or in breach of any applicable law or regulation.

o Is abusive, threatening, harassing, offensive, hateful, or inflammatory.

o Promotes, glorifies, or assists in violence, self-harm, or illegal activity.

o Discriminates against or is defamatory of any person or group on any grounds including race, sex, religion, disability, sexual orientation, or age.

o Contains or transmits any virus, malware, or other harmful or disruptive code.

o Infringes the intellectual property, privacy, or other rights of any third party.

o Is misleading, deceptive, or intended to impersonate any person or organisation.

o Constitutes spam, unsolicited marketing, or unauthorised self-promotion within community spaces.

o Is sexually explicit or contains adult content of any kind.

o Is intended to cause distress, embarrassment, or alarm to any other person.

7.3 Within any community, group coaching call, or shared space hosted by or associated with Us, you must also:

o Treat all members, guests, and Our team with respect and dignity at all times.

o Maintain the confidentiality of what other members share within the community.

o Not record, screenshot, or redistribute any content shared within sessions or community spaces without the express written consent of all parties.

o Not share any specific personal or medical information about other community members outside the community.

7.4 In the event of a breach of this Clause 7, We reserve the right to take one or more of the following actions:

o Issue a written warning.

o Remove or redact any offending content.

o Suspend or permanently terminate your Account and/or access to Our community.

o Remove you from any Membership or Programme without refund.

o Take legal action against you for any loss, damage, or costs arising from your breach.

o Disclose relevant information to law enforcement authorities where required by law.

7.5 We exclude all liability arising from any action taken under Clause 7.4 in response to a genuine breach of these Terms.

8. LINKS TO OUR SITE

8.1 You may link to Our Site provided that you do so fairly and lawfully. Links must not:

o Suggest any form of endorsement, association, or approval by Us where none exists.

o Use any of Our trade marks or logos without Our prior written permission.

o Be placed on any website whose content contains or promotes material prohibited under Clause 7.2.

o Be designed to damage Our reputation or take unfair advantage of Our brand.

8.2 We reserve the right to request the removal of any link to Our Site at any time, and you must comply with such a request promptly.

9. LINKS TO THIRD-PARTY WEBSITES

9.1 Our Site may contain links to third-party websites, platforms, or resources. These are provided for information and convenience only.

9.2 We do not control, endorse, or accept responsibility for the content, privacy practices, or terms of any third-party website. You access any linked site at your own risk.

9.3 The inclusion of a link does not imply any affiliation with, endorsement of, or recommendation of the linked site or its operators.

10. ADVERTISING AND AFFILIATE LINKS

10.1 We may feature advertising on Our Site from time to time. We are not responsible for the content of any third-party advertising.

10.2 Our Site may contain affiliate links, meaning we may receive a commission if you purchase through one of these links. Affiliate links will be clearly identified in compliance with ASA/CAP guidelines and UK consumer law (e.g., labelled as 'affiliate link', '#ad', or similar).

10.3 Our honest opinions and recommendations are never influenced by affiliate relationships. We only recommend products and services we genuinely use and believe in.

10.4 You must not attempt to remove, alter, or disable any advertising features on Our Site.

11. DISCLAIMERS

11.1 General: All Content on Our Site is provided for general informational and educational purposes only. Nothing on Our Site constitutes professional advice of any kind, medical, therapeutic, psychological, legal, financial, or otherwise.

11.2 Coaching Disclaimer: Our services are coaching and personal development services. We are not licensed therapists, counsellors, psychologists, or medical professionals. Coaching is not a substitute for professional mental health or medical treatment. If you are experiencing a mental health crisis, please contact your GP, call NHS 111, or reach the Samaritans on 116 123.

11.3 Results Disclaimer: We make no representations or guarantees as to specific results, outcomes, or transformations arising from use of Our services, content, or membership. Individual results vary and depend on factors including your own commitment, effort, and personal circumstances. Any testimonials or case studies featured on Our Site represent individual experiences only and are not a guarantee that you will achieve the same or similar outcomes.

11.4 Content Accuracy: We make reasonable efforts to ensure all Content is accurate and up to date. We do not, however, warrant that all Content is complete, current, or error-free. We reserve the right to update or remove any Content at any time.

11.5 Technical Availability: We do not guarantee uninterrupted, error-free access to Our Site or to any course or membership platform. We accept no liability for any loss arising from technical outages, maintenance, or platform changes.

12. LIMITATION OF LIABILITY

12.1 To the fullest extent permitted by applicable law, We exclude all liability to any User for any direct, indirect, special, or consequential loss or damage arising from:

The use of, or inability to use, Our Site or any Content.

Reliance on any Content, advice, or information on Our Site.

Participation in any coaching session, programme, membership, or event.

Any virus, malware, or other harmful code contracted through use of Our Site.

12.2 If you are a business user, We accept no liability for: loss of profits, revenue, or business; loss of anticipated savings; loss of goodwill or reputation; or any indirect or consequential loss.

12.3 Nothing in these Terms and Conditions excludes or limits Our liability for: death or personal injury caused by Our negligence; fraud or fraudulent misrepresentation; or any other liability that cannot be lawfully excluded or limited under UK law.

12.4 If you are a consumer, your statutory rights under UK consumer protection law are not affected by these Terms and Conditions.

12.5 Our total aggregate liability to you in connection with these Terms and Conditions shall not exceed the total amount paid by you for the product or service giving rise to the claim.

13. SECURITY

13.1 We exercise reasonable skill and care to maintain the security of Our Site. However, no digital platform is entirely free from risk and We cannot guarantee absolute security.

13.2 You are responsible for protecting your own device, software, and data from viruses and internet security risks.

13.3 You must not:

Deliberately introduce any virus, malware, or other harmful code into Our Site.

Attempt to gain unauthorised access to any part of Our Site, its servers, or any connected systems.

Attack Our Site by means of a denial-of-service attack or any other disruptive method.

13.4 Any breach of Clause 13.3 may constitute a criminal offence under the Computer Misuse Act 1990 and will be reported to the relevant authorities. Your right to use Our Site will cease immediately upon such a breach.

14. DATA PROTECTION AND PRIVACY

14.1 We are committed to protecting your personal data and processing it responsibly in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

14.2 Full details of how We collect, use, store, and protect your personal data, including your rights and how to exercise them, are set out in Our Privacy Policy and Data Processing Agreement, available at www.kmclarke.co.uk.

14.3 By using Our Site, you acknowledge that you have read Our Privacy Policy and consent to Our collection and use of your personal data as described therein.

14.4 We will not send you marketing emails without your express consent. Where you have given consent, you may opt out at any time using the unsubscribe link in any marketing email. Please allow up to 1–2 business days for changes to take effect.

14.5 If you have questions about our data practices, please contact us at [email protected].

15. DIGITAL PRODUCTS

15.1 We offer a range of digital products through Our Site including, but not limited to, downloadable PDF resources, workbooks, guided audio tracks, templates, and digital course content ('Digital Products').

15.2 Upon successful purchase, access will be provided via "The Library" through your account on Our Site within 24 hours of confirmed payment.

15.3 All Digital Products are for your personal use only. You may not:

o Share, forward, or distribute Digital Products to any other person.

o Reproduce, copy, or sell any Digital Product.

o Use any Digital Product to create competing products or programmes.

o Use any Digital Product to train any artificial intelligence system.

15.4 Right to Cancel, Digital Products: Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have a 14-day right to cancel a purchase of a Digital Product.

IMPORTANT: By purchasing a Digital Product and requesting immediate access, you expressly consent to performance beginning before the end of the 14-day cancellation period. You acknowledge that once the download link has been sent or access has been granted, you will lose your right to cancel that purchase. This is because the digital content has been made available to you.

15.5 Please report any issues with the quality of or access to a Digital Product within 24 hours of purchase to [email protected]. We will endeavour to resolve any genuine technical issues promptly.

15.6 Where a Digital Product is found to be materially defective due to an error on Our part, and We are unable to resolve this within a reasonable time, We may issue a refund at Our discretion.

16. PHYSICAL PRODUCTS

16.1 Where We offer physical products through Our Site, the following terms apply.

16.2 UK Returns: UK customers may return unused physical items within 14 days of receipt, provided that:

The item is returned in its original, unused, and sellable condition.

The customer pays return postage and retains proof of postage.

The item is not a digital file, audio track, or personalised item.

16.3 Refunds on returned items will be processed within 1–2 working days of receipt of the returned goods. We are unable to refund the original postage cost.

16.4 We reserve the right to refuse a refund on physical items that are returned damaged, used, dirty, or missing component parts.

16.5 Damaged Items: If your order arrives damaged, please contact us within 48 hours of receipt with photographic evidence. We will then arrange a replacement or refund. Damaged items reported after 48 hours of receipt may not be eligible for a refund or replacement.

16.6 International Orders: International orders cannot be returned. The damage reporting policy in Clause 16.5 applies.

16.7 Import Duties: Any customs charges or import duties applicable to international orders are the customer's sole responsibility. KMClarke accepts no liability for these charges.

17. COURSES AND PROGRAMMES

17.1 Our online courses and group programmes ('Programmes') are detailed on the relevant sales page at the time of purchase.

17.2 Enrolment is confirmed upon receipt of cleared payment. Access to Programme content will be granted within 24 hours of confirmed enrolment.

17.3 Course access is personal and non-transferable.

17.4 Cancellation and Refunds - Programmes:

o You have a 14-day right to cancel from the date of enrolment, provided you have not accessed any course content.

o Once you access Programme content, you lose your right to cancel under the Consumer Contracts Regulations 2013.

o After the 14-day period (or following content access), no refunds will be provided except in cases of material defect attributable to Us.

17.5 Payment Plans: Where a payment plan is offered and selected, all instalments are legally due regardless of your participation in or completion of the Programme. Failure to pay an instalment may result in suspension of access until payment is received.

17.6 We reserve the right to modify Programme content, schedule, or delivery format where reasonably necessary, provided the overall quality and value of the Programme is not materially diminished.

17.7 All Programme content is covered by the intellectual property provisions in Clause 5.

18. EVENTS AND RETREATS

18.1 Where We host in-person or virtual events, workshops, or retreats, full terms are set out in the Event & Retreat Terms and Conditions provided at the time of booking.

18.2 Cancellation policies, health and safety requirements, and photography policies vary by event and are confirmed in the event-specific agreement.

18.3 Event bookings may be non-refundable after certain notice periods. Full terms will always be provided before you are required to commit financially to an event.

19. BUY NOW PAY LATER AND PAYMENT PLAN OPTIONS

19.1 We may offer Buy Now Pay Later ('BNPL') options through third-party providers (such as Klarna, Clearpay, or similar) at checkout for eligible products.

IMPORTANT DISCLAIMER - BUY NOW PAY LATER: Pay Later and Pay in Instalments options offered through third-party BNPL providers are unregulated credit agreements. Borrowing more than you can afford, or missing payments, may negatively impact your financial status and your ability to obtain credit in future. Available to UK residents aged 18+ only. Subject to status. Late fees may apply. Please read and accept the relevant provider's terms before completing your purchase.

19.2 KMClarke is not a party to any BNPL agreement between you and a third-party BNPL provider and accepts no liability for BNPL transactions.

19.3 Where We offer Our own internal payment plans (separate from third-party BNPL), all instalments are legally due in full regardless of your engagement with the product or service. Please refer to the specific product terms for payment plan details.

20. COMMUNICATIONS AND NOTICES

20.1 If you have an Account, We may contact you by email regarding important matters including changes to Our services, billing, or these Terms and Conditions.

20.2 It is your responsibility to ensure that the email address associated with your Account is current and active.

20.3 We will never send you marketing communications without your prior express consent.

20.4 You may opt out of marketing communications at any time by clicking the unsubscribe link in any email. Please allow up to 1–2 business days for this to take effect.

20.5 For all queries, complaints, or refund requests, please email [email protected].

21. MEMBERSHIP TERMS AND BILLING

21.1 Our Membership programmes are available on monthly or annual subscription plans as described on the relevant membership sales page. By completing your membership sign-up, you confirm that you have read and agree to all of the terms in this Clause 22.

21A. How Billing Works

Monthly Membership:

o Your first payment is taken on the day you sign up.

o You are billed automatically on the same calendar date each month (e.g., if you join on the 10th, subsequent payments are taken on the 10th of each month).

o Your membership renews automatically each month unless cancelled.


Annual Membership:

o One upfront payment covers your full 12-month membership period.

o No further payments are taken during the 12-month period.

o Your annual membership renews automatically on the same calendar date the following year.

21.2 Both monthly and annual memberships renew automatically. It is your responsibility to cancel before your renewal date if you do not wish to continue. Instructions for cancellation are set out in Clause 22D below.

21B. Pricing and Legacy Members

21.3 Members on older plans, founding member plans, or promotional pricing retain their original price as long as their membership remains active and uninterrupted.

21.4 If a member on a legacy or promotional plan cancels their membership, they will lose access to that pricing permanently. If they rejoin at a later date, they will be required to join at the then-current membership price, which may be higher.

21.5 We reserve the right to update our membership pricing. Existing members will receive at least 30 days' notice of any price increase before their next renewal date. Members may cancel before the new pricing takes effect.

21C. Cancellation and Refunds

Monthly Memberships:

You may cancel your monthly membership at any time via your account settings or by emailing [email protected].

To avoid being charged for the next billing period, please cancel at least 5 days before your next billing date.

There are no refunds for monthly membership payments, whether for the current month or any previous period.

Cancellation stops future billing. You retain access until the end of your current paid billing period.


Annual Memberships:

Cancellation of an annual membership stops your automatic renewal. You retain full access to the membership until the end of your current 12-month period.

New members only: A 30-day refund policy applies for new annual members. A refund of the annual fee, minus the equivalent of one month's access (£14.99), may be requested by emailing [email protected] within 30 days of sign-up.

To be eligible for this refund, you must provide evidence that you have completed that month's content. We reserve the right to refuse a refund if this cannot be evidenced.

There are no refunds on annual membership renewals. Members are responsible for cancelling before their renewal date.

21.6 You cannot receive a refund for any period of membership during which you did not log in or access content. Non-use of the membership does not entitle you to a refund.

21D. How to Cancel Your Membership

22.7 You may cancel your membership at any time using any of the following methods:

By email: Email [email protected] with your full name and request to cancel. We will confirm your cancellation within 3 business days.

Responsibility for email notifications: Automated renewal reminder emails are sent by our membership platform. Managing your email preferences is your responsibility. If you unsubscribe from platform emails, block them, or fail to check your junk/spam folder, this does not remove your obligation to manage your subscription or cancel before your renewal date. Not receiving an email reminder does not entitle you to a refund.

21E. Missed Payments

21.9 If a membership payment fails, you will be notified by email from our membership platform. Our platform will automatically attempt to retry payment three days later. If payment cannot be collected after five days, your membership access may be suspended or terminated by the platform.

21.10 It is your responsibility to ensure your payment details are current and up to date within your account settings.

21F. Community Conduct and Access

21.11 Access to the membership community is a privilege, not a right. We reserve the right to suspend or permanently remove a member from the community and/or the wider membership where they:

o Breach Our Acceptable Usage Policy (Clause 7).

o Act abusively, disrespectfully, or harmfully towards other members or Our team.

o Engage in behaviour that disrupts the safety or integrity of the community.

21.12 Where membership access is removed due to a conduct breach, no refund will be provided for any remaining period of the membership. This applies to both monthly and annual plans and does not affect a member's statutory consumer rights.

21G. Membership Content

21.13 All membership content, including videos, recordings, workbooks, live call recordings, and community discussions, is the intellectual property of KMClarke. Members receive a personal, non-transferable licence to access content during their active membership only.

21.14 Upon cancellation or termination, access to all membership content ceases at the end of the current paid period. Members may not retain, reproduce, or share content following the end of their membership.

21.15 The Membership provides educational and personal development content. It does not constitute medical, psychological, therapeutic, or professional advice and does not replace professional support.

22. CHANGES TO THESE TERMS AND CONDITIONS

22.1 We reserve the right to amend these Terms and Conditions at any time. Where changes are material, we will endeavour to notify Account holders by email or via an in-platform notification.

22.2 Any changes will take effect from the date on which the updated Terms are published on Our Site. The 'Last Updated' date at the top of this document will reflect the date of the most recent revision.

22.3 Your continued use of Our Site or continued membership following the publication of revised Terms constitutes your acceptance of those changes.

22.4 In the event of any conflict between the current version of these Terms and any previous version, the current version prevails unless expressly stated otherwise.

23. GOVERNING LAW AND JURISDICTION

24.1 These Terms and Conditions, and all matters arising from or connected with them (whether contractual or otherwise), shall be governed by and construed in accordance with the laws of England and Wales.

24.2 If you are a consumer: You will benefit from any mandatory consumer protection provisions in your country of residence. Nothing in these Terms takes away or reduces your rights as a consumer to rely on those provisions. Any dispute may be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland as determined by your place of residence.

24.3 If you are a business: Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

24. DISPUTE RESOLUTION

24.1 We are committed to resolving any concerns or complaints promptly and fairly.

24.2 If you have a complaint, please contact us in the first instance at [email protected], setting out the nature of your complaint and what resolution you are seeking.

24.3 We aim to acknowledge all complaints within 3 business days and to resolve them within 21 days.

24.4 If we are unable to resolve your complaint, you may seek to escalate through mediation before commencing formal legal proceedings. We are committed to engaging in good-faith mediation before any legal action is commenced.

24.5 If you are a consumer and your complaint relates to an online purchase, you may also have access to the EU Online Dispute Resolution platform at: https://ec.europa.eu/consumers/odr, though note this may have limited applicability following Brexit.

25. MISCELLANEOUS

25.1 Entire Agreement: These Terms and Conditions (together with any specific product agreement, coaching agreement, or event terms provided at the time of purchase) constitute the entire agreement between you and Us in relation to your use of Our Site and Services.

25.2 Severability: If any provision of these Terms and Conditions is found to be unlawful or unenforceable by a court of competent jurisdiction, that provision shall be severed. The remaining provisions shall continue in full force and effect.

25.3 Waiver: No failure or delay by Us in exercising any right or remedy shall constitute a waiver of that right or remedy.

25.4 Third Party Rights: These Terms and Conditions are not intended to confer any rights on any third party under the Contracts (Rights of Third Parties) Act 1999.

25.5 Assignment: You may not assign your rights or obligations under these Terms and Conditions without Our prior written consent. We may assign Our rights and obligations at any time.

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